FinTech keeps gaining momentum as it becomes a disruptive driving force in the transformation of the global financial services industry through high quality customer experiences, technology and innovation. FinTechs are not only affecting the growth and the efficiency of banking services and the financial services sector in general, but they are also widening the scope of services, enabling financial inclusion for the un-bankable and under-served groups such as retail customers, SMEs, startups and micro businesses.